This book analyzes the impact of Basel Accord in Bangladesh. More specifically, it focuses on the credit risk homogenization under standardized approach of Basel Accord where External Credit Rating Agencies (ECAIs) are allowed to rate the exposures, the potential risk of allowing sub-ordinated debt (Sub-debt) as Tier 2 capital, and multiple bank distress cases as a real-world scenarios.

In doing so, the book explores why the ECAIs rating fail to capture the real credit risk of exposure and to what extent sub-debt is reliable as regulatory capital. With that, the book's scope is categorized into three tracts (i) analyzes the ECAIs incentive and sanction issues from institutional economics perspective (ii) discusses the ill-impact of Naïve adoption of sub-ordinated debt as regulatory capital and its associated risk on financial system, and (iii) providing readers an empirical illustrations of bank distress when an economy tapped into institutional failures in the above-mentioned tracts (i) and (ii).
A K M Kamrul Hasan has received his Ph.D. from Ritsumeikan Asia Pacific University. His research interests include banking regulation, corporate governance, venture capital, and innovation driven enterprise finance. His works have appeared in several peer-reviewed international journals including Financial Internet Quarterly, International Journal of Economics, Management and Accounting, International Journal of SME Development, and BAUET Journal.
Yasushi Suzuki is a Professor of Finance at the College of International Management, Ritsumeikan Asia Pacific University, Japan. His primary research interest focuses on the institutional political economy and financial development.



Autorentext
A K M Kamrul Hasan has received his Ph.D. from Ritsumeikan Asia Pacific University. His research interests include banking regulation, corporate governance, venture capital, and innovation driven enterprise finance. His works have appeared in several peer-reviewed international journals including Financial Internet Quarterly, International Journal of Economics, Management and Accounting, International Journal of SME Development, and BAUET Journal.

Yasushi Suzuki is a Professor of Finance at the College of International Management, Ritsumeikan Asia Pacific University, Japan. His primary research interest focuses on the institutional political economy and financial development.




 


Inhalt

Chapter 1: Introduction

Chapter 2: BIS and the Basel Accord- Looking Back at History

Chapter 3: Theoretical Discussion on Banking Business Model and Banking

                  Regulations

Chapter 4: Basel Accords Associated Institutions in Bangladesh

Chapter 5: External Credit Ratings Agencies Incentive and Liability in Exposure  

                  Rating

Chapter 6: Sub-ordinated Debt: A Skeptical Component of Regulatory Capital

Chapter 7: Cases of Bank Distress

Chapter 8: The Building Blocks to Design Robust and Effective Capital Regulation

Chapter 9: Conclusion

Titel
Implementation of Basel Accords in Bangladesh
Untertitel
The Role of Institutions
EAN
9789811634727
Format
E-Book (pdf)
Veröffentlichung
29.07.2021
Digitaler Kopierschutz
Wasserzeichen
Dateigrösse
6.94 MB
Anzahl Seiten
214