Themes: HiLo, Lifeskills, career, achieve independence, skills, money management, budgeting. 32 Compact two page lessons are each tightly focused on a particular subtopic to guarantee comprehension and build a foundation for further practice and skill development. Back of the book list of key words in each. Preview & Review exercises introduce & wrap up each unit. A topic related "Everyday Math" application in every lesson. Content Includes: Controlling your Spending, Banking Basics, Buy now, Pay Later, Improving Your Budgeting Skills.