Don't get down, get started instead-with Fresh Start
Bankruptcy
Well over a million Americans suffer the trauma of bankruptcy every
year. But many don't know that bankruptcy may be the ideal
opportunity to rein in their out-of-control finances, get back on
their feet, and start over anew.
Fresh Start Bankruptcy is a friendly and non-intimidating guide
that walks you step by step through the filing process and provides
the sympathetic, expert advice you need to survive the ordeal.
Attorneys Deborah Herman and Robin Bodiford provide the informed
perspective that makes tough decisions simple. They'll help you
decide whether you should retain legal counsel or move forward on
your own. And if you do decide to go it alone, you'll find all the
professional advice you need to make the process as quick and
painless as possible. You'll learn which chapter to file and how to
do it, how to protect your assets and deal with creditors, how to
repair your credit, and how to navigate bankruptcy court.
Personal anecdotes included in the book prove that people of all
walks of life have gone through the process and come out stronger
than before-- and you can too! So, no matter how your financial
troubles came about, stop worrying and start over with the positive
outlook and thoughtful guidance you'll find only in Fresh Start
Bankruptcy.
Autorentext
DEBORAH LEVINE HERMAN, Esq., is an attorney with a master?s degree in journalism who has worked as both a book doctor and a ghostwriter. She is also the coauthor of Write the Perfect Book Proposal, available from Wiley.
ROBIN L. BODIFORD, Esq., is an attorney and freelance writer.
Klappentext
Don’t get down, get started instead–with Fresh Start Bankruptcy
Well over a million Americans suffer the trauma of bankruptcy every year. But many don’t know that bankruptcy may be the ideal opportunity to rein in their out-of-control finances, get back on their feet, and start over anew.
Fresh Start Bankruptcy is a friendly and non-intimidating guide that walks you step by step through the filing process and provides the sympathetic, expert advice you need to survive the ordeal. Attorneys Deborah Herman and Robin Bodiford provide the informed perspective that makes tough decisions simple. They’ll help you decide whether you should retain legal counsel or move forward on your own. And if you do decide to go it alone, you’ll find all the professional advice you need to make the process as quick and painless as possible. You’ll learn which chapter to file and how to do it, how to protect your assets and deal with creditors, how to repair your credit, and how to navigate bankruptcy court.
Personal anecdotes included in the book prove that people of all walks of life have gone through the process and come out stronger than before–– and you can too! So, no matter how your financial troubles came about, stop worrying and start over with the positive outlook and thoughtful guidance you’ll find only in Fresh Start Bankruptcy.
Zusammenfassung
Don't get down, get started instead-with Fresh Start Bankruptcy
Well over a million Americans suffer the trauma of bankruptcy every year. But many don't know that bankruptcy may be the ideal opportunity to rein in their out-of-control finances, get back on their feet, and start over anew.
Fresh Start Bankruptcy is a friendly and non-intimidating guide that walks you step by step through the filing process and provides the sympathetic, expert advice you need to survive the ordeal. Attorneys Deborah Herman and Robin Bodiford provide the informed perspective that makes tough decisions simple. They'll help you decide whether you should retain legal counsel or move forward on your own. And if you do decide to go it alone, you'll find all the professional advice you need to make the process as quick and painless as possible. You'll learn which chapter to file and how to do it, how to protect your assets and deal with creditors, how to repair your credit, and how to navigate bankruptcy court.
Personal anecdotes included in the book prove that people of all walks of life have gone through the process and come out stronger than before-- and you can too! So, no matter how your financial troubles came about, stop worrying and start over with the positive outlook and thoughtful guidance you'll find only in Fresh Start Bankruptcy.
Inhalt
Chapter One. Deciding to File.
Chapter Two. Quicksand Credit and Callous Creditors.
Chapter Three. Pre Bankruptcy Planning and Asset Protection.
Chapter Four. Choosing Your Chapter.
Chapter Five. It's Not Personal; It's Business.
Chapter Six. Gathering Documents Without Losing Your Mind.
Chapter Seven. Completing the Forms.
Chapter Eight. What Happens After You File?
Chapter Nine. Life after Bankruptcy and How to Cultivate Your Credit.
Epilogue: Bankruptcy Reform and How It Will Affect the World as We Know It.
Appendix A. Glossary of Terms Used in This Book and in the Forms.
Appendix B. List of Forms.
Appendix C. Federal and State Personal Bankruptcy Exemptions.
Appendix D. The Fair Debt Collection Practice Act.
Bibliography.
Index.