Luck is What If Novel #3 and an alternative story to Secret Love. Luck takes place 4 years later. Jake Peter's engagement to Kate Niagelli is going to be a huge affair. He knows it and everyone that is invited know it. His parents booked out an entire resort for everyone to enjoy the weekend with the Peters to celebrate the event. Little do they know that Frank Edwards, a childhood friend of Gus Peters and Jake's godfather, is bring an extra special guest, or three.