16-year old Marcus has a nice house in Florida and a mother who loves him. But he isn't doing well. He's bored with his friends. He's rude to his neighbors. His mother worries that, just maybe, her son isn't a very good person.

Nearly 3000 miles away in Guatemala, Elisa isn't doing well either. She needs money! Not for herself-for her goats. If she had some money, she could build a barn to protect her goats from wild animals. She could buy a machine to make cheese to sell in the market. But banks don't lend money to 17-year old girls.

Gloria wasn't doing well after her husband died, but she tried hard to make a better life for herself-and her friends. She worries about her friend's son Marcus, though. What will make him care about more than pizza with extra cheese-and himself? Then she gets an idea…

When these three people with nothing in common are connected through a microfinancing website, the power of doing good changes all of them-and their lives-forever.