Retirement planning was simple and predictable 40 years ago. All you needed was your company pension, personal savings, and Social Security.Those days are long gone. Most public pensions are underfunded, and private companies can't get rid of them fast enough. Social Security's own trustees predict it will run out of money in less than 20 years. And most people haven't saved even a fraction of what they should.Retiring comfortably today is not about saving more, it's about saving smart. In Don't Retire Broke, you will learn:Traps to avoid before you retire.How to maximize Social Security benefits.What to do now if you still have a pension.How to keep the IRS out of your IRA.Isn't it time to make sure you don't retire broke?

Rick Rodgers, CFP®, is cofounder and president of Rodgers & Associates, a wealth management firm in Lancaster, Pennsylvania. He is one of America's leading retirement specialists and has been featured in the New York Times, Smart Money, Investment News, Kiplinger's Retirement Report, and Medical Economics. He has appeared on dozens of television programs, from FOX Business to The 700 Club, and offered millions of people tips on how to plan for a successful retirement.