This book analyzes credit crisis issues in China from the aspect of individuals, enterprises, and government through investigations of six Chinese urban and rural areas.

Professor Zhai Xuewei is the Director of Sociology Department at Nanjing University, China. His research interests include the localisation of sociology and social psychology. He is also Yangtze River Distinguished Professor at the Ministry of Education.

Huang Xiaoye is Professor at the School of Marxism of Hohai University, Nanjing, China, with a PhD in management.